What is considered new information in a dispute?

New information for a dispute with Chime includes details or documentation not previously shared, such as corrected dispute form data, additional context about the transaction, proof of purchase, delivery details, location documentation, merchant communications, police reports, photos of damaged goods, price discrepancies, and cancellation requests. Initial statements, repeated answers, and duplicate documents are not considered new.

Any detail or documentation is considered new if you haven't previously shared it with Chime in the initial dispute or a prior rebuttal. 

The following examples aren’t considered new information: 

• initial statements or information already noted by previous agents
• identical answers to dispute filing questions
• duplicate documentation from the previous rebuttal request

Below are general examples of new information.

• Incorrect or missing data from the dispute Intake Form (provided during an RFD)
• Additional context such as circumstances around the transaction, relevant communications, and steps taken (often verbal and unaccompanied with written documentation, and may change depending on the dispute type)
• Different information regarding the location of your belongings (verbal or written)
• Receipt of purchase / Proof of purchase / Invoices
• Delivery or shipping details, confirmation email, and tracking number
• Documentation of your location (flight tickets, reservations, GPS history, hospital bills, prison record, or timesheet)
• Screenshots of your conversation with the merchant regarding the order(s)
• Police report
• Proof of delivery or tracking number
• Statement of the timeline of events
• Photos of the defective or damaged merchandise
• Description of the item on the merchant's website, including a link to the page (verbal or written)
• Evidence that the price paid differs from the listed price
• Requests to cancel or stop the transaction with the merchant